Effective Date: Jul-1-2007

This Online Privacy Policy Statement describes globally how We-Yone Services Group otherwise known as We-Yone Services collects and uses your personal information ("Information") we obtain when you visit and/or use any of our Web sites.

Information We Collect

We-Yone Services collects Information about you from a variety of sources including those listed below. You consent to the collection, transfer and storage of this Information by computers or other transfer or storage devices, including that we may transfer and retain your data outside of the country where you may have accessed the Web site, for specific practices please refer to your local country’s Privacy Statement.

We collect Information you supply when:
a) you ask us to send or receive money or to provide other goods or services;
b) you submit Information on applications or other forms to us; or
c) you otherwise submit Information to us.

We collect Information about your transactions with us, our Affiliates or others;

We collect Information about you from a variety of third party sources such as our business customers, government agencies and consumer reporting agencies and other suppliers of public information, including information on the basis of mathematical statistical methods from varies sources in order to verify any of the information you provide in order to effect, administer and enforce transactions;

We collect Information about the domain and host from which you access the Internet; your computer’s Internet address; the browser and operating system software you use; the date and time you access our Web site and the Internet address of the site from which you linked to our Web site when you visit us; and

We collect Information on your online activity as described in the paragraph below titled "INTERNET TECHNOLOGY."

Children's Privacy Policy

This website is a general audience site, and we do not knowingly collect information about children. Should a child whom we know to be under 18 send personal information to us, we will use that information only to respond directly to that child to inform him or her that we must have parental consent before receiving his or her personal information

Internet Technology

We use internet technologies like cookies and Web beacons for a variety of purposes, including, but not limited to, those identified below.

To assist us in providing services to you;
To allow you to change Web pages during your visit without having to re-enter your password;
To temporarily track activity on our Web site;
To determine whether you came to our site from a banner ad or an Affiliate Web site; or
To deliver Information specific to your interests on additional Web sites.

A "cookie" is a text file placed on your computer's hard drive by a Web site. Your Web browser uses it to guide you to sites based on your interest. "Web beacons" are transparent electronic images placed in the Web code that collect non-personal data while visiting a Web site. Cookies and Web beacons can usually be disabled by changing your browser preferences. This will limit the performance of We-Yone Services Web site. Your browser usually has documentation on how to disable cookies and Web beacons.

Information We Disclose

Subject to your consent or as otherwise permitted by law, we may disclose the Information we collect in the paragraphs titled, "INFORMATION WE COLLECT" and "INTERNET TECHNOLOGY" to our Affiliates and to unaffiliated third parties as described below.

We may disclose Information within or outside of country when the data was collected to effect, administer and complete transactions including:

1. Financial service providers such as We-Yone Services Agents that offer our services;
2. Banks, credit card companies, brokerage houses, mortgage lenders and mortgage originators;
3. Government agencies;
4. As permitted or required by law; and
5. Legal, regulatory, security, government and processing organizations applicable to us or our Affiliates or service provider.

Confidentiality And Security

We endeavor to maintain physical, electrical and procedural safeguards that comply with applicable government regulations to guard your Information. We also endeavor to restrict Information access to our employees, agents and representatives that need to know it. Despite our efforts, and as you probably know, third parties may unlawfully intercept or access transmissions sent to us or may wrongly instruct you to disclose Information to them while posing as We-Yone Services.

Personal Choice

To better serve you and provide communications regarding new services or promotions, you will need to instruct We-Yone Services on your choice regarding disclosure. Your choice may be for disclosures of Information to our Affiliates only, or to disclose your Information to nonaffiliated third parties as well as our Affiliates. Your choice can be submitted to us during the registration or transaction process or you can contact us using the information provided in the "Contact Us" section below.

Some disclosures are not subject to your consent. These include, among others, disclosures necessary to effect, administer or enforce a transaction you request; disclosures to our authorized service providers (including We-Yone Services Agents); disclosures:
i) as permitted or required by law;
ii) for public safety;
iii) to prevent fraud; or
iv) in connection with other illegal activities.

We-Yone Services maintains your choice and transaction history based on our record retention policies. If you do not perform another transaction within the retention time period, your Information, as well as your choice will be removed.

Accuracy Of Information

We permit consumers, if possible, to dispute or correct any erroneous or out-of-date Information. We reserve the right to independently verify claims made. To protect your privacy, we also will take reasonable steps to verify your identity before making corrections. Where permitted by law, we reserve the right to assess a service charge for providing you any information in connection with your request.

External Web Sites

We-Yone Services Group Web site may be linked to or from third party Web sites. We-Yone Services Group is not responsible for the content or privacy practices employed by Web sites that are linked to or from our Web site.

Changes To Our Policy

We-Yone Services Group reserves the right to modify this Privacy Statement. Updated Privacy Statements will be posted at this Web site when amendments occur. We urge you to review this Privacy Statement when you visit to obtain the most current statement. You may change your choices at any time.

Acceptance Of Our Policy

This Privacy Statement is incorporated into and subject to the Terms of Use contained on this web site (the "Terms"). As you know, your use of any of our Web site is subject to the Terms. When you register for an account with us, you affirmatively agree to all terms of the Terms, including this Privacy Policy. Your continued use of this Web site constitutes your continued agreement to the terms of the Terms, including this Privacy Policy. If you do not agree with the terms of our Privacy Policy, you should cease using our Web site.